7 Things I Wish I Knew About Money in my 20s

I knew almost nothing about money and personal finance when I was younger.

As a result, I made almost every single mistake in the book:

• I had money anxiety and felt guilty every time I spent money on myself

• Despite earning well, I invested almost nothing

• Living in California at the time, I paid taxes at the highest tax rate

• I never used any tax-advantaged accounts like an IRA or a 401k

• I had no credit score

It was only when I sold my startup at the age of 31 that I spent the next year taking a crash course in personal finance and taxes.

And I learnt so many things that I wished I knew when I was younger! So I’m writing this guide for 21 year old Ankur:

He has just graduated college and is now earning money for the first time in his life.

He hasn’t learnt a damn thing about personal finance but reading this post will put him ahead of most of his peers.